Give me some credit
DING!
Time for your annual FREE credit report from all three Credit Reporting Agencies. Ever since June of this year, one free credit report from each Agency must be provided to Louisiana residents upon request each year.
To get yours (and I highly recommend you so so, if for no other reason than to check for errors and bogus accounts in your name) go to the following site:
http://www.annualcreditreport.com
Now, that won’t get you your Credit SCORE, which many institutions use to decide whether to give you new credit/loans. You still have to buy that. I was curious, so I bought mine for six bucks and was pleased, I suppose, with the result.
Anyone have any comments on how to best “work the system” to bolster Credit Score, outside of the obvious suggestions to keep debt low, buy on credit often, and always pay on time, paying more than the minimum?